Hail damage to a clay tile roof.
Tile roof hail damage.
Home insurance policies usually cover roof damage caused by fire vandalism and acts of god such as hurricanes and tornadoes.
In many cases these characteristics are accompanied by impact spatter marks within and or adjacent to the damaged area.
If your roof contains one layer of common asphalt shingles it usually takes a 1 or above diameter hail stone to cause damage roof hail damage.
Both concrete and clay tile roofs stand up to rain snow and freeze thaw cycles without damage.
Look for damage right away.
Whether they will pay for damage caused by wind rain or hail is determined by your policy and your roof s age.
A damaged 10 year old roof will likely get coverage for a full replacement.
Immediately after a natural disaster major storm or roof hail damage you should be assessing the condition of your roof right away after you make sure everyone is safe and the property is safe to enter of course.
How start your roof claim.
Clay tile roofs are prized by homeowners for their fire and moisture resistance long lifespan and low maintenance as well as unique appearance.
Because seamless gutters are frequently feature aluminum or copper construction the signs of hail damage include telltale denting.
Roofs with multiple shingle layers may be damaged by smaller hail stones due to a softer support surface directly under the top shingle layer.
They normally offer a very long roof life with some clay roofs lasting for generations.
Hail is a powerful force of nature that can even damage roofs made with concrete tiles if the stones are large enough and wind speeds are high.
Hail damage to clay tile roofs.
Gutters are also susceptible to hail damage.
Additionally tile is also resistant to rot and virtually impervious to insect damage.